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Best cards → Travel

✈️ Best travel credit cards — August 2026

Generated August 13, 2026 from 250 researched cards · 10 shown

No card issuer pays us today. UseTheseCards has no affiliate links and no advertisers, so this ranking is pure math over published card terms — nothing on this page earns us a cent. How we're paid · Editorial policy

Flights, hotels, rental cars — booked direct or through an issuer portal.

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1
Strata Elite
Citi · $595/yr
12× on travel.
only when you book through the issuer's travel portal · redemption: 1:1 transfers incl. American Airlines; TPG 7/2026 values TYP at 1.9cpp. Enables 1:1 for pooled Double Cash/Custom Cash…
≈18% at 1.5¢/pt — our researched value for Citi ThankYou Points · sources: TPG 1.9¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
12×≈ 18% at 1.5¢/pt
Have it? Add it to your wallet →
2
Citi Strata Premier Card
Citi · $95/yr
10× on travel.
only when you book through the issuer's travel portal · Hotels, car rentals & attractions booked via cititravel.com
≈15% at 1.5¢/pt — our researched value for Citi ThankYou Points · sources: TPG 1.9¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
10×≈ 15% at 1.5¢/pt
Have it? Add it to your wallet →
3
Venture X Rewards
Capital One · $395/yr
10× on travel.
only when you book through the issuer's travel portal · hotels & rental cars booked via Capital One Travel
≈14% at 1.4¢/pt — our researched value for Capital One Miles · sources: TPG 1.85¢ (Aug 3, 2026), FrequentMiler 1.45¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
10×≈ 14% at 1.4¢/pt
Have it? Add it to your wallet →
4
Citi / AAdvantage Executive World Elite Mastercard
Citi · $595/yr
10× on travel.
only when you book through the issuer's travel portal · ONLY hotels booked through aadvantagehotels.com and car rentals booked through aadvantagecars.com; hotel and car purchases made directly or via any o…
≈14% at 1.4¢/pt — our researched value for American Airlines AAdvantage · sources: TPG 1.4¢ (Aug 3, 2026), FrequentMiler 1.4¢ (Jul 23, 2026)
Terms verified Aug 13, 2026 · issuer page
10×≈ 14% at 1.4¢/pt
Have it? Add it to your wallet →
5
Sapphire Reserve
Chase · $795/yr
8× on travel.
only when you book through the issuer's travel portal · redemption: Flat 1.5cpp portal redemption ELIMINATED 10/26/2025. Points Boost up to 2cpp on rotating flagged inventory only; cash-o…
≈12% at 1.5¢/pt — our researched value for Chase Ultimate Rewards · sources: TPG 2.05¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
≈ 12% at 1.5¢/pt
Have it? Add it to your wallet →
6
Platinum Card
Robinhood (Coastal Community Bank) · $695/yr
10% on travel.
only when you book through the issuer's travel portal · Rental cars booked through the Robinhood app · requires a paid subscription on top of the annual fee
Terms verified Jul 30, 2026 · issuer page
7
Freedom Flex
Chase · no annual fee
5× on travel.
only when you book through the issuer's travel portal · redemption: UR points; combining to household CSR unlocks transfers + Points Boost
≈7.5% at 1.5¢/pt — our researched value for Chase Ultimate Rewards · sources: TPG 2.05¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
≈ 7.5% at 1.5¢/pt
Have it? Add it to your wallet →
8
Freedom Unlimited
Chase · no annual fee
5× on travel.
only when you book through the issuer's travel portal · Chase Travel bookings
≈7.5% at 1.5¢/pt — our researched value for Chase Ultimate Rewards · sources: TPG 2.05¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
≈ 7.5% at 1.5¢/pt
Have it? Add it to your wallet →
9
Citi Strata Card
Citi · no annual fee
5× on travel.
only when you book through the issuer's travel portal · Hotels, car rentals & attractions booked via cititravel.com
≈7.5% at 1.5¢/pt — our researched value for Citi ThankYou Points · sources: TPG 1.9¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
≈ 7.5% at 1.5¢/pt
Have it? Add it to your wallet →
10
Sapphire Preferred
Chase · $95/yr
5× on travel.
only when you book through the issuer's travel portal · Chase Travel bookings
≈7.5% at 1.5¢/pt — our researched value for Chase Ultimate Rewards · sources: TPG 2.05¢ (Aug 3, 2026), FrequentMiler 1.5¢ (Jul 23, 2026)
Terms verified Jul 30, 2026 · issuer page
≈ 7.5% at 1.5¢/pt
Have it? Add it to your wallet →

How to read this

"Must choose" cards do not pay this rate by default. A 5% pick-your-category card earns 5% here only if you park it on this category (and on nothing else that month or quarter), and a rotating-calendar card earns it only while the issuer's published quarter includes this category — usually only after you activate. If you won't do that reliably, a flat-rate card lower down is worth more to you than the bigger number above it. "Conditions apply" means the rate needs something extra: a deposit balance, a wallet, a membership.

Rates are the published earn rate times the redemption value we researched for that card's currency — cash back at face value, points at the value in data/pointValues.json. That value is deliberately conservative: it is never higher than the lowest figure the sources printed on the row publish, so when The Points Guy says 2¢ and Frequent Miler says 1.5¢, every number here uses 1.5¢. Where only one source exists, the row says single-source value — rank it accordingly. Caps, portal-only bookings and activation deadlines are printed on the row because they routinely halve the real return. We exclude discontinued cards, store-only cards, cards whose terms we haven't verified, and points cards whose currency we could not value at all (see below).

This ranks card terms. It is not a recommendation to apply for anything. If you already hold something on this list, the win is using it in the right place — that's what the app is for.

Not ranked — and why

These cards advertise a high earn rate for this category, but they pay in a currency we tried to value and could not: no published redemption rate, no transfer partners, nothing to check. Ranking them at a made-up value would put them above cash-back cards on arithmetic we invented, so they sit here until a real number exists. (Every other points card on this page now ranks on a researched, sourced value — see the line under each row.)