📺 Best streaming credit cards — October 2026
Generated October 5, 2026 from 259 researched cards · 10 shown
No card issuer pays us today. UseTheseCards has no affiliate links and no advertisers, so this ranking is pure math over published card terms — nothing on this page earns us a cent.
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Netflix, Spotify, Disney+ and the rest of the subscription pile.
1
Blue Cash Preferred
American Express · $95/yr
6% on streaming.
Select U.S. streaming subscriptions (uncapped); billed by an eligible U.S. provider
2
Visa Signature
Signature Federal Credit Union · no annual fee
6% on streaming.
capped at $167 spend per month · Issuer wording: '6 points or 6% cash back on all streaming services' with 'A $10 monthly rebate cap on streaming services applies to all cash rebate… · membership required to hold the card
3
Cash Back Mastercard (US)
BMO · no annual fee
5% on streaming.
"5% Cash back" on "eligible streaming, cable TV and satellite services" — cable TV and satellite are bundled into this tier and do NOT fall under the…
4
Custom Cashmust choose
Citi · no annual fee
5% on streaming — but only as a chosen category.
the issuer picks the category for you from where you actually spend · capped at $500 spend per billing cycle · 5% on TOP eligible spend category each billing cycle, first $500 spend, then 1%. ONE category per cycle, chosen automatically by Citi from spend — NO…
5
Cash+ Visa Signaturemust choose
US Bank · no annual fee
5% on streaming — but only as a chosen category.
you must select "TV/internet/streaming" (quarterly) · capped at $2,000 spend per quarter · activation required every quarter — not retroactive, so activate before you spend
6
Lifestyle Visa Signature
Wings Credit Union · no annual fee
5× on streaming.
Issuer bundles cell phone, cable/TV and streaming into one uncapped 5x tier. · redemption: Wings publishes no cents-per-point rate; statement credit redemption exists with denominations subject to change. 1cpp… · membership required to hold the card
≈5% at 1¢/pt — our researched value for Wings CU Rewards Points · sources:
FrequentMiler 1¢ (Jul 23, 2026) ·
single-source value — treat it as a floor, not a promise
7
Sapphire Preferred
Chase · $95/yr
3× on streaming.
select/top services only
8
Citi Strata Cardmust choose
Citi · no annual fee
3× on streaming — but only as a chosen category.
you must select "streaming" (self-select) · Self-select category, changeable once per calendar quarter, no cap
9
Autograph
Wells Fargo · no annual fee
3× on streaming.
Popular streaming services only · redemption: Wells Fargo Rewards; 1cpp cash/travel. Transfer partners (Choice, Avianca, AerClub, BA, Iberia, Flying Blue) require pa…
10
Special Connections
Commerce Bank · no annual fee
4% on streaming.
"4% Cash Back: Streaming and Cable"
How to read this
"Must choose" cards do not pay this rate by default. A 5% pick-your-category card earns 5% here only if you park it on this category (and on nothing else that month or quarter), and a rotating-calendar card earns it only while the issuer's published quarter includes this category — usually only after you activate. If you won't do that reliably, a flat-rate card lower down is worth more to you than the bigger number above it. "Conditions apply" means the rate needs something extra: a deposit balance, a wallet, a membership.
Rates are the published earn rate times the redemption value we researched for that card's currency — cash back at face value, points at the value in data/pointValues.json. That value is deliberately conservative: it is never higher than the lowest figure the sources printed on the row publish, so when The Points Guy says 2¢ and Frequent Miler says 1.5¢, every number here uses 1.5¢. Where only one source exists, the row says single-source value — rank it accordingly. Caps, portal-only bookings and activation deadlines are printed on the row because they routinely halve the real return. We exclude discontinued cards, store-only cards, cards whose terms we haven't verified, and points cards whose currency we could not value at all (see below).
This ranks card terms. It is not a recommendation to apply for anything. If you already hold something on this list, the win is using it in the right place — that's what the app is for.
Not ranked — and why
These cards advertise a high earn rate for this category, but they pay in a currency we tried to value and could not: no published redemption rate, no transfer partners, nothing to check. Ranking them at a made-up value would put them above cash-back cards on arithmetic we invented, so they sit here until a real number exists. (Every other points card on this page now ranks on a researched, sourced value — see the line under each row.)
- Xbox Mastercard (Barclays) — 3× on streaming. Xbox Rewards Points: we could not value it.